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USDA Forms


Guidance and Advice

USDA Appraisal

Property Eligibility

Income Eligibility

What is a USDA Loan?

A USDA loan (Section 502) is a home loan that is guaranteed by the United States Department of Agriculture. It offers very low and competitive interest rates on home loans to borrowers with no down payment requirements.

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USDA Loans FAQ

  • USDA does not allow value to be given to a pool in overall value in the appraisal report
  • Your household income is within the USDA income cap. Go to USDA Income Eligibility to see if you’re within the USDA income cap.

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USDA Loan Process

  • Obtain Pre-Approval Letter from your USDA Loan Specialist.
  • Obtain Sales Contract on the home you picked out (be sure it is in a USDA eligible area and property meets USDA requirements).

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