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Home Loan Request Form

  • Step 1
    Loan Info
  • Step 2
    Credit Info
  • Step 3
    Personal Info
It's Easy! Find Out What You Qualify For with No Obligation.
Submit your home loan request through our online form above or you can download the PDF and FAX to 866-743-6252 or SCAN and EMAIL to info@usdaloanstexas.org
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USDA Loans Texas Terms of Use

 

Terms of Use Agreement

USDALoansTexas.org (Last Updated: November 5, 2012)

USDALoansTexas.org is not associated with any government agencies.

This Agreement Helps Protect You

We strongly encourage you to read our Terms of Use Agreement. When accessing this website and any of its contents,
you agree to be bound by the following terms and conditions.

Disclaimers

USDALoansTexas.org tries its best to ensure the information on this website in its entirety is accurate.
However, errors may occur. USDALoansTexas.org reserves the right to make changes and/or
improvements to this website at anytime. Furthermore, THIS WEBSITE AND THE INFORMATION, SOFTWARE,
AND SERVICES ARE PROVIDED "AS IS". USDALoansTexas.org AND ITS PARTICIPATING LENDERS DISCLAIM
ANY WARRANTY OF ANY KIND. USE THIS WEBSITE AT YOUR OWN RISK. USDALoansTexas.org AND ITS
PARTICIPATING LENDERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL,
SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THIS WEBSITE.

We Wont Access Your Credit

Simply submitting your information on this secure site does not allow us to check your credit

Loan Request Services

USDALoansTexas.org is owned and operated by Infinite Lending Solutions, Inc. In the event ILS is not able to
help you with your request, your request may be transferred to another USDA approved lender. When
submitting a USDALoansTexas.org loan request form you authorize USDALoansTexas.org to provide your information
to a USDA approved lender. No credit check will be performed by USDALoansTexas.org  You will receive a phone call
from a USDA approved lender, at which time you may be asked for additional information. At this time you will also be
able to choose whether or not to give the lender verbal permission to check your credit.

Terms Applicable to All Loan Request Services

USDALoansTexas.org does not endorse or recommend any specific products that may be offered by any of the
lenders we share information with nor will we guarantee loan approval through any lender or any specific loan product.
When deciding what loan product is best for you, it is up to you to use your own judgment. The lender you choose
to do business with is solely responsible for the services they offer. You understand and agree that USDALoansTexas.org 
is in no way liable for any costs or damages incurred while doing business with the lender(s) we share your information with.
Furthermore, you understand that the lender(s) we share your information with may keep your loan request form
regardless of whether or not they are able to qualify you for a loan.

The USDALoansTexas.org website and the contents and services provided herein are available only in regards to real property
in all fifty states and Washington, D.C. Loans will only be made on real property located in states where participants are
licensed to conduct mortgage lending business.

No Charge to You!

There is no charge to you, the consumer, for using the services provided on this website. USDALoansTexas.org is paid a fee
by participating lenders for services provided. By using the services provided by the USDALoansTexas.org website you
are agreeing to the USDALoansTexas.org/Lender compensation arrangement.

Indemnity

You agree to indemnify USDALoansTexas.org and its participating lenders from and against any and all liabilities,
expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this website, including
without limitation any claims alleging facts that if true would constitute a breach by you of this Terms of Use Agreement.

Errors and Delays

USDALoansTexas.org is not responsible for any errors or delays in responding to your loan request form due to inaccurate
information provided by you, or any other reason beyond our reasonable control.

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USDA Home Loans Texas

For the last 80 years, The United States Department of Agriculture (USDA) has been at the forefront of developing rural America.

On April 30, 1935, President Franklin D. Roosevelt signed Executive Order 7027 which established the Resettlement Administration (what we know today as USDA Rural Development). During the Great Depression, this Administration provided aid to destitute families by helping them relocate. They also restored soil to eroded areas and issued emergency loans to farmers.

Over time, congress continued to expand the role of the Resettlement Administration. On October 13, 1994, congress reorganized the Resettlement Administration under the Federal Crop Insurance Reform and Department of Agriculture Reorganization Act.Under this Act, the USDA Rural Development Department was created to administer the USDA Home Loan Program for rural housing.

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What is a USDA Loan?

A USDA loan (Section 502) is a home loan that is guaranteed by the United States Department of Agriculture. It offers very low and competitive interest rates on home loans to borrowers with no down payment requirements.

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USDA Loans FAQ

  • USDA does not allow value to be given to a pool in overall value in the appraisal report
  • Your household income is within the USDA income cap. Go to USDA Income Eligibility to see if you’re within the USDA income cap.

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USDA Loan Process

  • Obtain Pre-Approval Letter from your USDA Loan Specialist.
  • Obtain Sales Contract on the home you picked out (be sure it is in a USDA eligible area and property meets USDA requirements).

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