What is a USDA Loan?

A USDA loan (Section 502) is a home loan that is guaranteed by the United States Department of Agriculture. It offers very low and competitive interest rates on home loans to borrowers with no down payment requirements. The USDA Home Loan Program was made available to borrowers with excellent financing terms and flexible credit guidelines to give people an incentive to populate rural areas.

Since the USDA Loan offers 100% financing to buyers and closing costs can be paid by seller or rolled into the loan, homebuyers usually do not have to bring any funds to closing! This program is available in the gold standard of home loans, a 30 year fixed rate mortgage with no prepayment penalties. The terms of a USDA Home Loan are so attractive that rural areas are populating rapidly. Go to USDA Home Loan Comparison to see how the USDA Home Loan stands against other home loan products.

There are a few requirements that must be met to be eligible for a USDA Home Loan. Go to USDA Home Loan Requirements to review these in more detail.

About Us

USDALoansTexas.org was established with one in mind - To make the public aware of the benefits and advantages of the USDA Home Loan Program.
USDALoansTexas.org is recognized as serving potential homeowners interested in purchasing a home with $0 down payment , 100% mortage financing.
USDALoansTexas.org is brought to you by infinite Lending Solutions, Inc.
USDALoansTexas.org is not affiliated with any government agency, including the USDA.
We provide consumers with helpful information regarding the USDA Home Loan Program.
This site is designed to educate consumers and bring consumers together with licensed USDA Mortage Loan Specialists.